Articles
In-depth analysis of how lifetime income products work, what they cost, and how to evaluate them. Mechanics first, no product recommendations.
Annuity Digest Site Redesign
Annuity Digest Visitors: This week AnnuityDigest.com has been re-launched with a new and improved design.
Annuity Criticisms Often Boil-Down to Control of Assets
The control of assets issue should make financial services consumers equally if not more wary when their financial advisor never bothers to even mention the word annuity.
Anna Rappaport on Annuities and Planning for the Long Term
Anna Rappaport is widely recognized as a leading expert on retirement systems, workforce issues, the impact of changing demographics and women’s retirement security .
Annuities and the Financial Media – Don’t Believe Everything You Read
The annuity industry is a large and increasingly important part of the financial services landscape. Millions of Baby Boomers are retiring and will be in need of stable sources of income and protection from longevity risk. Given the industry’s size and importance, the lack of positive press,…
Annuities and Other Forms of Guaranteed Income are Priorities for the Obama Administration
Much has been written over the past couple of weeks about the Obama Administration's support of annuities. The New York Times ran a story about the "unloved annuity getting a hug from Obama." Bloomberg featured an article in its personal finance section describing the potential, the pitfalls and…
5 Reasons to Question the Recent Indexed Annuity Article in Bloomberg
An article on indexed annuities appeared in Bloomberg yesterday ( click here to read ).
Achaean Financial is Proving Innovation is Alive and Well in the Annuity Business
Lorry Stensrud, a seasoned executive turned entrepreneur, is on the leading-edge of retirement income product development with his new Venture Achaean Financial.
The Absolute Return Unicorn - Investment Products Offering Both Gains and Protections Prove Elusive
The asset management industry has struggled to provide older investors and retirees with investment products that provide returns with little or no risk of losing principal. In other words, the industry has not had any success in developing investment products that provide return without any…
Up to 64% of American Households at Risk of Failing to Maintain their Standard of Living in Retirement
The Center for Retirement Research at Boston College released a brief and an update of their National Retirement Risk Index (NRRI). A link to the brief summary can be found here.
Annuities in Japan
The Japanese annuity market is an interesting case study.